Comprehensive homeownership counseling services to home buyers, homeowners and renters - both current and prospective. Homeownership counseling assistance enables clients to improve their respective housing conditions and meet the responsibilities of tenancy or homeownership under HUD and other funding in Cullman, Lawrence and Morgan counties.  

Programs provided include:

• First-time homebuyer education
• Financial coaching
• Foreclosure mitigation
• HUD-approved housing counseling
• Mortgage-ready one-on-one counseling
• Pre-purchase counseling
• Post-purchase education
• Rental housing counseling

For more information, contact Director of Homeownership Services Candy Ayers at 256-260-3108.